Course curriculum

  • 1

    WELCOME TO HOW TO CLEAN YOUR CREDIT

    • Legal Disclaimer

    • A message from Tamra

    • Join R.E.A.D.Y. Nation!

  • 2

    IMPORTANT MATERIALS & RESOURCES YOU WILL NEED TO BE SUCCESSFUL

    • Giving you these tools upfront...

    • Labels

    • Need help mailing your letters?

    • A Vital Resource you will need

    • Free Credit Analysis

  • 3

    YOUR RIGHT TO PRIVACY

    • What is Identity theft?

    • A quick note from Tamra

    • Important Definitions to understand

    • The Gramm-Leach-Bliley Act: 15 U.S. Code § 6802 - Further Defined

    • The Gramm-Leach-Bliley Act: 15 U.S. Code § 6802: Who this code applies to?

    • Fair Credit Reporting Act: Fair and Impartial

  • 4

    FIRST THINGS FIRST

    • Know where you stand

    • Monitor Your Credit closely

    • The BIG THREE!

    • A Necessary Step that you do not want to miss!

    • Your Personal Information

  • 5

    THE FAIR CREDIT REPORTING ACT 15 USC 1681 C-2

    • 15 U.S. Code § 1681c–2 - Block of information resulting from identity theft

    • Consumer vs CRA requirements regarding identity theft

    • Code of Federal Regulation for Identity of Consumer

    • Time to write your dispute letter

  • 6

    FEDERAL TRADE COMMISSION (F.T.C.)

    • Time to file your FTC Identity Theft report online

    • How to file your hard copy FTC Identity Theft report

  • 7

    CONSUMER FINANCIAL PROTECTION BUREAU (C.F.P.B.)

    • Time to file your CFPB Complaint

  • 8

    TIME TO MAIL YOUR CONSUMER NOTICES

    • Important Contact information

    • Mailing your letters is as easy as 1...2...3...

    • Important Step!

    • After 5 Business Days...

    • If the company still has not responded in your favor ...

    • Has the company still failed to cured the Default?

    • Put them on notice

    • Register your documents

    • Getting to the finish line

  • 9

    DISPUTE DISPUTE DISPUTE !!

    • More Information on Disputing...

    • Additional Initial Dispute letter templates

    • Additional Second Step Dispute Letters

    • *****Hot Topic*****

    • Lenders & Creditors

    • Collection Agencies

    • FDCPA - Violations Checklist and Cheat Sheet

    • The Statute of Limitation

    • Who Regulates Who?

  • 10

    ADDITIONAL RESOURCES

    • How to Clean your consumer report in 48 Hours (Original Youtube Video)

    • Other Helpful Credit Repair Resources

    • Build credit using UCC

    • What you need for your family

    • Using Tradelines

    • How to Sue Creditors in Small Claims Court & Win Without a Lawyer

  • 11

    YOU GOT THIS!!

    • You can do this!

    • A Word of encouragement

    • Congratulations you have completed the course!